- July 24, 2008 at 12:15 am #260329
At 07:15 PM 7/23/2008, you wrote:
>..I don’t blow money, I just don’t put
>important things first then I freak out when I am behind. Sounds
>immature I know.
Admit it, you *do* blow money if you don’t put the important things
first. At least you do admit you do have the problem. Now learn to
listen to yourself when you tell yourself “no”.
One thing I do when I’m really wanting to save for something is to
take my credit cards (I have 2, and a gas credit card) and my 2 ATM
cards and slide each in a card size envelope with something like
“vacation in March” written on it. That visual reminder really helps
me to keep things in perspective.
Some people have the envelope method where they take the money each
paycheck and put the proper amount for each payment in the designated
envelope. I do this with a ledger system. The money stays in the
bank account, but I keep record of what is set aside for each payment
on a designated page in the ledger book. That way, I can do on-line
or automated phone system payments with no trouble.
I used to have the same problem, but I’ve changed my ways. It took
me a bit of time, but I have no problems doing it now.
Ann in Arkansas
- You must be logged in to reply to this topic.