HELP!! Need tips

[Guest]

At 08:59 AM 7/24/2008, you wrote:

>My husband barely clears the mortgage after taxes and insurance is

>deducted from his check. We couldn’t even come close to living on

>his income. The daycare is the primary source of income even if it

>is unstable. He drives 45 minutes each way to work so he’s spending

>at least 500 per month on gas too. But his job isn’t one that’s

>easy to find. We can’t move closer either because the laws in KS

>are very unfavorable towards daycare and homeschooling. Even if I

>was willing to move, it can take up to 6 months to get licensed and

>you can’t even have 1 full-time child in KS until you are.

>

As I stated in the previous post, but must have not made it really

plain enough: I’d set my budget at what hubby makes, **plus** half

of what the daycare brings in. Any over that half, put it aside for

those rough times.

Ann in Arkansas

[Author]

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