Hello all need help budgeting

Budget101 Discussion List Archives Budget101 Discussion List Hello all need help budgeting

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      Car repairs – check with local high
      school or trade schools that teach car repair. We have a few here in Memphis that allow you to
      bring your car in for the kids to work on. They get experience and you
      get free repairs.

      And here the work is good as they must have the instructor
      go over everything and make sure it’s good so they can grade them.

      Mortgage – we round up our payment to
      the next hundred every month and use bonus money from work towards it as
      well. You would think that wouldn’t allow for much towards the
      bottom line but it does!! According to my amortization statement I should
      only be at the 46th payment but the actual balance I owe is lined up
      the payment number 82 (36 payments ahead!!).

      You don’t say what
      kind of mortgage you have but if it’s an ARM I would highly suggest you
      refi to a fixed rate. That in itself will save you money.

      Good luck!

      Yolonda

      (The last thing to go on the credit card was
      brakes and other vehicle repairs.)

      Herlean

      Vickie <Vcoumb@aol.com> wrote:

      Help me sort what i need to pay off and how to get this mortgage down.

      12.0pt;color:

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Budget101 Discussion List Archives Budget101 Discussion List Hello all need help budgeting