- This topic has 7 replies, 1 voice, and was last updated April 18, 2007 at 9:53 pm by .
- April 18, 2007 at 9:53 pm #251656Guest
Car repairs – check with local high
school or trade schools that teach car repair. We have a few here in Memphis that allow you to
bring your car in for the kids to work on. They get experience and you
get free repairs.
And here the work is good as they must have the instructor
go over everything and make sure it’s good so they can grade them.
Mortgage – we round up our payment to
the next hundred every month and use bonus money from work towards it as
well. You would think that wouldn’t allow for much towards the
bottom line but it does!! According to my amortization statement I should
only be at the 46th payment but the actual balance I owe is lined up
the payment number 82 (36 payments ahead!!).
You don’t say what
kind of mortgage you have but if it’s an ARM I would highly suggest you
refi to a fixed rate. That in itself will save you money.
(The last thing to go on the credit card was
brakes and other vehicle repairs.)
Vickie <Vcoumb@aol.com> wrote:
Help me sort what i need to pay off and how to get this mortgage down.
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