I did this with Discover…and they lowered it for about two months before sneaking it back up again. KarenP
firstname.lastname@example.org wrote: Have you called them to lower the interest rate? A lot of times just calling them and saying you are looking into transfering balances (even if you aren’t) and wanted to know what the lowest interest rate they can offer would be. MOST of the time, they will lower it in fear of losing your account.