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      Obviously companies differ, I simply find a blanket statement that most cut off insurance on the termination day to be vastly different from my experience (and of others I know,) whether it was me initiating the termination or the company. It pays to confirm the policy before incurring an unnecessary expense. Lori.

      Peggy wrote: Beg to differ if you like, but Heather is right. Perhaps YOU
      initiated the end of employment in your experiences. That might be

      different. But if a company lets an employee go — either
      permanently or even a temporary lay-off — many companies terminate
      all benefits on that day. Many employers pay half the premium, and
      many also pay for the medical benefits (self-insured).

      If an
      employee is terminated on the 5th of the month, for example, there is
      no way the employer is going to leave that employee’s benefits in
      force for another 25 or 26 days and have to pay out the benefits for
      a terminated employee…….. It’s just business.

      — In Budget101_@yahoogroups.com, Lori wrote:
      >
      > I beg to differ, that has never been my experience with any job I
      left. Health insurance was always active until the end of the
      month. I always tried to arrange my last day to take advantage of
      that.

      Premiums have been paid, the hassle involved in getting back a

      pro >
      >
      herberkids3 wrote:
      > With most companies, the benefits end the day your job
      ends, because
      > it’s the last day you “pay” into the benefits.
      >
      > — In Budget101_@yahoogroups.com, Lou Ann Newell
      > wrote:
      > >
      > > Jessica,
      > > Your insurance should not be cut off on the day you left the
      > company. You should have until the end of the month at least if not
      > 30 days from termination. Please call your insurance

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