- This topic has 4 replies, 1 voice, and was last updated January 31, 2005 at 7:41 pm by .
- January 31, 2005 at 7:41 pm #250665Guest
Great advice Angela. I, as well as the girls, would have dental and
medical coverage. I would have to pay a small premium for mymedical, but not for the girls. I would refinance my mortgage to
stretch it out a bit….when doing that I could take some money and
put it into and emergency account. I also own a duplex (I live onone side) and they rent would cover the mortgage and most of the
taxes. That certainly doesn’t solve any problems if I or the kids
get sick. I would not get paid for time I take off. Would I be ableto collect TDI if it was something that would require alot of time
— In Budget101_@yahoogroups.com, “midsummers_song”
>> Hi Erin,
> I don’t know if this is a good thought or not. I know that even as
> my husband is full time, and I work part time…we don’t even have> what I am about to ask/mention to you. We should though.
> Anyway, the first thing I thought of when you mentioned all of this> is a savings account. I know that sounds so nuts, but even for
> married people working full time it is a good thing to have to fall
> back on incase things get tight. I just happened to think of itwhen
> you said you are single. I mean, with job security the way it is,
> the chances of something happening with two people getting fired,> laid off, sick, what ever…is slim. But you have only yourself
> the kids. That is something I would think about maybe working on.>
> Then the other major expenses I thought of right after medical is
> dental/vision. Are your kids covered there too…and what about> yourself?? My biggest bills aren’t with the doctor, as I also have
> private/state insurance for the kids. It is the dental stuff. It
is> very difficult to get the state insurance to pay for anything other
> than regular cleanings and fillings…so if you have lots of dental
> issues…look for something to suppliment and figure it in. I’m> still working on that. My 15 year old needs braces desperately!!!
> I don’t know if there is anything else that you would need to think> of. Just making sure that you could pay the bills and groceries
> your pay. Also I would plan on all the little things as well inthat
> budget, from stamps to socks and everything in between. Atleast
> there are good clothing stores and such to work with, and good> discount stores to buy groceries.
> I hope it all works out well for you.> Angela
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