Full time to Part time

[Guest]

Hi Erin,

I don’t know if this is a good thought or not. I know that even as

my husband is full time, and I work part time…we don’t even have

what I am about to ask/mention to you. We should though.

Anyway, the first thing I thought of when you mentioned all of this

is a savings account. I know that sounds so nuts, but even for

married people working full time it is a good thing to have to fall

back on incase things get tight. I just happened to think of it when

you said you are single. I mean, with job security the way it is,

the chances of something happening with two people getting fired,

laid off, sick, what ever…is slim. But you have only yourself and

the kids. That is something I would think about maybe working on.

Then the other major expenses I thought of right after medical is

dental/vision. Are your kids covered there too…and what about

yourself?? My biggest bills aren’t with the doctor, as I also have

private/state insurance for the kids. It is the dental stuff. It is

very difficult to get the state insurance to pay for anything other

than regular cleanings and fillings…so if you have lots of dental

issues…look for something to suppliment and figure it in. I’m

still working on that. My 15 year old needs braces desperately!!!

I don’t know if there is anything else that you would need to think

of. Just making sure that you could pay the bills and groceries with

your pay. Also I would plan on all the little things as well in that

budget, from stamps to socks and everything in between. Atleast

there are good clothing stores and such to work with, and good

discount stores to buy groceries.

I hope it all works out well for you.

Angela

[Author]

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