Frugal Lifestyle

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      I don’t post much, but I enjoy reading all of your posts. I also am
      very appreciative of Liss for offering her knowledge to all of us on
      a frugal lifestyle. Because there are so many new people on this
      list who are having a tough time right now (aren’t we all with
      Christmas and the economy), I think it would be great if we all would
      come up with a tip or two that has helped us in our frugal
      lifestyle.

      One thing that I have learned because of having some very
      LEAN times, is that when I have a “fat” time, I should take advantage
      of it. Don’t spend every last cent when you have extra, remember
      Grandma’s advice of saving for a rainy day. Now I know that doesn’t
      help those that are in dire need right now, but someday those “fat”
      times will return if you get on the frugal bandwagon right now.

      You
      have to really want it to make it work. So here are two tips to
      start you all off:

      1. Put any spare change that you have at the end of the day in a
      jar. If you are able, always break a dollar instead of digging for
      that change to make it even.

      Then at the end of the day you always
      have some jingle to put in the jar. I also suggest that this jar be
      designated for something, i.e. vacation, birthday gifts, christmas,
      even an unexpected medical need, then you won’t be dipping into
      everytime you think that you need some money.

      Always make your goal
      something tangible for this jar, not something like retirement or
      kid’s college, so that you get a reward soon enough to make you want
      to do it.

      2. I always make my own laundry detergent (see Budget101.com). I
      know there have been debates on whether this is worth the trouble,
      but I am sure glad when I don’t have to take $7 out of my household
      money to buy laundry detergent!

      I also use vinegar as my fabric
      softener (it will also get out any extra soap residue).

      So there you are, I have many more from reading the posts over the
      years and from having to become frugal to survive. This is a
      challenge for all of you to come up with your own.

      Sharon from Lancaster Co., PA

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