I have had an ING account for the past 3+ years.
I transfer back and forth to my regular checking account… There are
no charges at all. The only problem that I know (and I just allow for
it) is that they transfer the day after you request it (even on
weekends – goes to Monday). No limits as long as you have enough
money in the account to cover.
If you have activity through the month, you get a printed statement.
If not, it is quarterly.
Since the Fed has been lowering interest rates, the rate they pay has
gone down. However, it is still higher than regular bank accounts and
was higher than Fidelity (which finally closed a couple of years ago).
If there is any more info I can supply, just ask.
Laine