Budget101 Discussion List Archives Budget101 Discussion List eating out vs. groceries, and knowing your budget

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      I came in this morning hoping to sit down and post about something

      that I discovered in my budget. I spend several hours per week with

      my budget…as a rule. I know it intimately. I have one page in a

      huge notebook for each month…and when I sit down to work on it, i

      also review the months to come…for example, I know in october, I

      will have a 3rd paycheck….and I have not yet developed a list of

      things to cover with that check…but I’m sure I will..that check

      also does not have medical insurance taken out of it. I am usually

      very careful about what I spend, knowing how little I have to go from

      end to end. (I usually say, my ends meet, they just don’t spend much

      time together)

      I was really surprised to see that I’d spent $100.00 in July for

      lunches out, iced coffees on a saturday, and one weeknight pizza.

      ONE HUNDRED DOLLARS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I could have

      sent that extra $100.00 to a credit card…or stocked up on

      groceries. *shaking my head*

      Then I was reading a few digest posts from over the weekend, and saw

      one person budget $35-$100 a week for eating out (or was it a

      month?) My question is, why eat out at all? And I’m asking myself

      this also.

      You can buy a greater quantity of food, prepare it how you want,

      etc,., for a smaller amount than eating out….just consider the

      tip!!!!! If I take my 2 children to friendly’s for dinner (We have

      not done this in A G E S) It will cost between $30 and $35.00. The

      tip for that amount is between $5 and $7.00 Imagine how much food

      you could buy at the grocery store for $40-$42.00 !!!!!!

      A year ago, I discovered i was spending $200.00 a month on eating

      out….on average. Looking back at old spending lists…I have not

      spent more than $40.00 on “eating out/iced coffee/coffee etc” in

      several months. This month was higher, though I’m unsure why.

      Anyway….Happy Monday everyone.

      Marie in Vermont

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Budget101 Discussion List Archives Budget101 Discussion List eating out vs. groceries, and knowing your budget