Budget101 Discussion List Archives Budget101 Discussion List eating out vs. groceries, and knowing your budget

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      Eating out does take a big chunk of our paycheck. However, we never

      eat at fast food places. I figure what some people spend at Burger

      King and the like monthly equals what we spend on one Saturday night

      at a nice place. Usually it’s DH and me going out without the kids so

      I don’t feel so bad spending a hundred or two on dinner for us. If we

      brought the kids it would be unreasonable. If we do take the kids

      then we choose a middle of the road place such as Bone Fish Grill or

      Maggiano’s Italian, etc.

      — In Budget101_@yahoogroups.com, “Marie” wrote:

      >

      > I came in this morning hoping to sit down and post about something

      > that I discovered in my budget. I spend several hours per week with

      > my budget…as a rule. I know it intimately. I have one page in a

      > huge notebook for each month…and when I sit down to work on it, i

      > also review the months to come…for example, I know in october, I

      > will have a 3rd paycheck….and I have not yet developed a list of

      > things to cover with that check…but I’m sure I will..that check

      > also does not have medical insurance taken out of it. I am usually

      > very careful about what I spend, knowing how little I have to go from

      > end to end. (I usually say, my ends meet, they just don’t spend much

      > time together)

      >

      > I was really surprised to see that I’d spent $100.00 in July for

      > lunches out, iced coffees on a saturday, and one weeknight pizza.

      > ONE HUNDRED DOLLARS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I could have

      > sent that extra $100.00 to a credit card…or stocked up on

      > groceries. *shaking my head*

      >

      > Then I was reading a few digest posts from over the weekend, and saw

      > one person budget $35-$100 a week for eating out (or was it a

      > month?) My question is, why eat out at all? And I’m asking myself

      > this also.

      > You can buy a greater quantity of food, prepare it how you want,

      > etc,., for a smaller amount than eating out….just consider the

      > tip!!!!! If I take my 2 children to friendly’s for dinner (We have

      > not done this in A G E S) It will cost between $30 and $35.00. The

      > tip for that amount is between $5 and $7.00 Imagine how much food

      > you could buy at the grocery store for $40-$42.00 !!!!!!

      >

      > A year ago, I discovered i was spending $200.00 a month on eating

      > out….on average. Looking back at old spending lists…I have not

      > spent more than $40.00 on “eating out/iced coffee/coffee etc” in

      > several months. This month was higher, though I’m unsure why.

      >

      > Anyway….Happy Monday everyone.

      > Marie in Vermont

      >

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Budget101 Discussion List Archives Budget101 Discussion List eating out vs. groceries, and knowing your budget