dental insurance

[Guest]

I work in a dental office and deal a lot with ins. Individual ins.

usually is not worth the money. Normally it does not include major

coverage or it has 12 to 18 month waiting periods. Also insurance does

not cover at 100% for anything other than check-ups and there is

maximum the ins. will pay each year ($500-$1000). To figure out if it

is worth it, find out an estimate of the work to be done. If you add

your copay and the amount you pay for the insurance, it is usually more

than the cost of the procedure. On the other hand, if you do not have

insurance you can ask the dentist about a discount for cash payment.

Amy

[Author]

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