Dave Ramsey Total Money Makeover

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I’m so glad that I’m not the only one with a modest income. I feel

like I’m doing something totally wrong when I hear that people are

able to pay their debt off fast, ugh ! I have only a few pennies left

over after paying the bills and then get upset wondering what I’m

going to do until next pay. So, to pay debt off is very stressful.

Thanks ! Sheila

> Someone like myself with a very modest income and after paying the

> nessasary bills has only a few dollars to pay extra on debt, there

just

> isnt any money left to make a differance.

> I will still have five years with monthly payments to pay down about

> $22,000

> It Doesn’t seem like a huge amount but when it isn’t there it really

> seems out of reach,but someone making a household income of 120,000

can

> realisticly pay off 80,000 in a few years of tight budgeting.

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