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      — In Budget101_@yahoogroups.com, Shelly Billingsley

      wrote:

      >

      > I totally agree, everyone has to decide for themselves how many

      times they are going to eat out, how much they spend on clothing,

      whether to go camping or to Disney for vacation, etc. The key is to

      budget for it and not to go into debt doing it. debt is prison. i

      hate it!! the freedom i am feeling is amazing. if we still had all

      of our debt during these tough times, we would be in a heap of

      trouble. it looks like we may even get our house paid off this

      year. woohoo!!

      > shelly

      >

      >

      >

      >


      original message —-

      > from: thomas & tracy harris

      > To: Budget101_@yahoogroups.com

      > Sent: Wednesday, July 30, 2008 10:08:20 AM

      > Subject: Re: Budget101.com : Re: Dave Ramsey Total Money Makeover

      >

      >

      > IMO, there is only one person who matters – and that’s yourself.

      >

      > I never judge what I do, based upon what others do, that’s futile.

      >

      > If you have $1 left after montly expenses, that $1 less debt.

      >

      > Thomas & Tracy Harris

      > tnt quarter horses home of:

      > tnts jack be blue – 2004 aqha buckskin stallion

      > tnts medicine man – 2005 AQHA Perlino Stallion

      >

      >


      Original Message



      > From: brown_eyed_girl375

      > Subject: Budget101.com : Re: Dave Ramsey Total Money Makeover

      >

      > I agree. Most everyone he’s referring to make at minimum $100K+ a

      > year.

      >

      I agree my prison sentence will be done jan 2011 if I keep doing the

      debt snowball

      KAZ

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