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      IMO, there is only one person who matters – and that’s yourself.

      I never judge what I do, based upon what others do, that’s futile.

      If you have $1 left after montly expenses, that $1 less debt.

      Thomas & Tracy Harris

      TNT Quarter Horses home of:

      TNTS Jack Be Blue – 2004 AQHA Buckskin Stallion

      TNTS Medicine Man – 2005 AQHA Perlino Stallion

      Original Message

      From: brown_eyed_girl375

      Subject: : Re: Dave Ramsey Total Money Makeover

      I agree. Most everyone he’s referring to make at minimum $100K+ a


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