Dave Ramsey Total Money Makeover

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— In Budget101_@yahoogroups.com, “Nicole” wrote:

>

> Suzi. Just keep plugging away. Some people like to make a chart or

> pop balloons after they pay so much off. It helps. We have $152,000

> to pay off. It will take us at least 10 years in the most ideal

> situation. It most likely will take longer…You know what though.

I

> would rather work hard to pay the debt off than always working and

> living the same but not making much progress because I wasn’t

> budgeting, cash flowing and doing the snowball thing.

>

> We are in a much better place than a year ago. If the gas, grocery

> and other prices continue it will take much longer. Grr.

>

> Nicole

>

>

> — In Budget101_@yahoogroups.com, “Thomas & Tracy Harris”

> wrote:

> >

> > ok, look at it this way, you can either take those 10 years and

pay

> off the debt, and have a light at the end of the tunnel, OR, you

can

> keep up the status quo for the rest of your light.

> >

> > It doesn’t matter if it takes 1 day, 1 month, 1 year, 1 decade,

> whatever, you pay off the debt, you make permanent changes in your

> life, and then move forward.

> >

> > Thomas & Tracy Harris

> > tnt quarter horses home of:

> > tnts jack be blue – 2004 aqha buckskin stallion

> > tnts medicine man – 2005 AQHA Perlino Stallion

> > [url][/url]

> >
.
Original Message
.

> > From: Suzi McMullen

> > To: Budget101_@yahoogroups.com

> > Sent: Wednesday, July 23, 2008 11:08 PM

> > Subject: Re: Budget101.com : Re: Dave Ramsey Total Money

Makeover

> >

> >

> >

> > I totally understand you! I too can’t do any more. I already

> have daycare kids in my home every single day and night. i am open

> 24/7. I even took 6 kids to the hospital the last time I gave

> birth. Oh and I’ll need at least 10 years to pay off my 50,000

worth

> of debt.

> >

> > Suzi

> >

>

I have $22,000 in debt and with an average income and with gas and

food going higher and higher I can pay off my debt in jan 2011 with

the baloon method.And if I apply every nickle I find on the ground

maybe a month sooner.Keep plugging and keep good charts of your

progress it is a good lerning tool

KZ

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