Dave Ramsey Total Money Makeover

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Suzi. Just keep plugging away. Some people like to make a chart or

pop balloons after they pay so much off. It helps. We have $152,000

to pay off. It will take us at least 10 years in the most ideal

situation. It most likely will take longer…You know what though. I

would rather work hard to pay the debt off than always working and

living the same but not making much progress because I wasn’t

budgeting, cash flowing and doing the snowball thing.

We are in a much better place than a year ago. If the gas, grocery

and other prices continue it will take much longer. Grr.

Nicole

— In Budget101_@yahoogroups.com, “Thomas & Tracy Harris”

wrote:

>

> ok, look at it this way, you can either take those 10 years and pay

off the debt, and have a light at the end of the tunnel, OR, you can

keep up the status quo for the rest of your light.

>

> It doesn’t matter if it takes 1 day, 1 month, 1 year, 1 decade,

whatever, you pay off the debt, you make permanent changes in your

life, and then move forward.

>

> Thomas & Tracy Harris

> tnt quarter horses home of:

> tnts jack be blue – 2004 aqha buckskin stallion

> tnts medicine man – 2005 AQHA Perlino Stallion

> [url][/url]

>
.
Original Message
.

> From: Suzi McMullen

> To: Budget101_@yahoogroups.com

> Sent: Wednesday, July 23, 2008 11:08 PM

> Subject: Re: Budget101.com : Re: Dave Ramsey Total Money Makeover

>

>

>

> I totally understand you! I too can’t do any more. I already

have daycare kids in my home every single day and night. i am open

24/7. I even took 6 kids to the hospital the last time I gave

birth. Oh and I’ll need at least 10 years to pay off my 50,000 worth

of debt.

>

> Suzi

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