Dave Ramsey Total Money Makeover

[Guest]

— In Budget101_@yahoogroups.com, “drivenindividuals”

wrote:

>

> Hey guys. Just joined the group. has anyone read that book yet?

this

i

> haven’t been able to get enough of it. it’s the total money makeover

> by dave ramsey! he goes through baby steps on how to eliminte debt.

> some of the testimonial are really inspirational! this one couple

paid

> of about $80,000 worth of debt in only a couple of year, on a very

> modest income! very good read!

>

I have noticed that those who pay off huge amounts of debt in a short

time usually have huge incomes already and are just simply wasting it

away to begin with.

Someone like myself with a very modest income and after paying the

nessasary bills has only a few dollars to pay extra on debt, there just

isnt any money left to make a differance.

I will still have five years with monthly payments to pay down about

$22,000

It Doesn’t seem like a huge amount but when it isn’t there it really

seems out of reach,but someone making a household income of 120,000 can

realisticly pay off 80,000 in a few years of tight budgeting.

[Author]

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