- July 22, 2008 at 3:52 pm #260271
Wow, Nicole – you sound gazelle intense!
Good luck with your pregnancy, and keep us posted on your progress!
— On Tue, 7/22/08, Nicole
Subject: Budget101.com : Re: Dave Ramsey Total Money Makeover
Date: Tuesday, July 22, 2008, 4:04 PM
Long story short we have read the Total Money Makeover and attended
FPU classes. We paid off bills, medical deductables, $1,000 in the
bank, 1 credit card $1,000 and we started snowballing on my minivan.
We ended up refinancing our home and paid off the car and creditcard.
Since spring we have been saving money in order to move. My husband
is hopeful to get a job with moving expenses and a sign on bonus
and/or student loan repayment offered. We also hope to move to a less
expensive home. We were able to pay for 2 large purchases that we
felt we needed and are saving money for a birth (although I have a
threatened pregnancy-we will just have to see). Right now we are
going to sell our van and put money back in the bank in our Orange
account (which isn’t making much money anymore). We are planning on
moving, we just do not know where. When we do we will be using the
equity to pay off the private loan and at least 10% down on a home
(hopefully a less expensive home) and live close to work (My husband
drives 50 miles a day). The Total Money Makeover is great but I would
highly recommend going through fpu. we made some small changes and it
helped us tremendously. we still owe a ton in debt but it is
manageable. i have met a handful of people who attended fpu who have
paid down $30,000 in debt and others who have paid off their mortgage.
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