Dave Ramsey Total Money Makeover

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SHEILA, I have a take home pay of a little over $17,000 take a way

the rent,pmts,car insurance,food,gas etc there isnt anything left BUT

of course I am single and wont complin about the leftover chicken LOL

Even On a to the bone budget I still am about $3,00 in the hole every

month.

I would suggest doing the snowball,take a good look at the bills and

work them down.

With about 900 a month going to 7 bills buy the end of two years all

of it will go to one bill and that will quickly pay it off.

‘remember smaller to bigger.imagin how nice it will be to have an

extra $900 amonth.

Mine was just compleated on paper today and i will have everything

paid off in JAN 2010 Not any quicker unless I put every cent of bonus

I get and tax refund whickh of course usually goes to make it through

the month I receive it.— In Budget101_@yahoogroups.com, Sheila

Urban wrote:

>

> Thanks Keith. I’ll look at it differently. I got myself a small

notebook to write everything down I spend so I can see where I’m

making my mistake.

>

> Sheila

>

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