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      I totally understand you! I too can’t do any more. I already have daycare kids

      in my home every single day and night. i am open 24/7. I even took 6 kids to

      the hospital the last time I gave birth. Oh and I’ll need at least 10 years to

      pay off my 50,000 worth of debt.


      Original Message

      From: Keith

      Subject: : Re: Dave Ramsey Total Money Makeover

      In perspective I make $13.00 an hr on salary with no overtime and

      have severe arthritis that prevents me from working the overtime and

      part time jobs that dave suggests you have.

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