Dave Ramsey Total Money Makeover

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— In Budget101_@yahoogroups.com, “enjoycooking1952”

wrote:

>

>

> I’m so glad that I’m not the only one with a modest income. I feel

> like I’m doing something totally wrong when I hear that people are

> able to pay their debt off fast, ugh ! I have only a few pennies

left

> over after paying the bills and then get upset wondering what I’m

> going to do until next pay. So, to pay debt off is very

stressful.

>

> Thanks ! Sheila

>

> > Someone like myself with a very modest income and after paying

the

> > nessasary bills has only a few dollars to pay extra on debt,

there

> just

> > isnt any money left to make a differance.

> > I will still have five years with monthly payments to pay down

about

> > $22,000

> > It Doesn’t seem like a huge amount but when it isn’t there it

really

> > seems out of reach,but someone making a household income of

120,000

> can

> > realisticly pay off 80,000 in a few years of tight budgeting.

> >

>

SHEILA, I too also used to be stressed about the debt and bills

But now I view it as a game and try new ways to cut the bills and

utilities,got my electric bill down to $18 last month was 12 the

month before with out the ac.

it helps to realize you can’t let it stress you out. there isnt a

whole lot you can do about it so make a game out of it and squeeze

every nickle you can.

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