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      Hello Bridget and welcome I am in PA also! What town

      are you from? I to have a similar situation, only

      child, with no money worries til on my own and now at

      29 I to am working on my bachelors and curbing

      spending and eliminating debt.

      — Bridget <bridget.shirey@gmail.com> wrote:

      > Ok, this is my first post ever for you guys, but i

      > had to chime in. i read stuff everyday and

      > just sit quietly. just wanted to say hi and that’s

      > great that you instilled in them good frugal

      > habits;-) that is what i’m struggling with! i’m

      > bridget from a small lil town in pa, i’m 25

      > and live at home but pursuing my masters. Honestly I

      > want to stay in my lil town. However

      > the issue comes in $. IT is small aka no walmart

      > etc. We have 2 franchises Subway and

      > Giant Eagle. The Mellons that own Mellon bank kinda

      > run the town that way so that it

      > keeps the lil town flavor. The joke is that anyone

      > that lives here doesn’t really shop here.

      > The prices are all jacked up high usually. I only

      > shop sales or for a special occasion or

      > deal. I try to be frugal but I stink at it. I have

      > expensive taste and was raised as an only

      > child (to some spoiled, but never a brat) i knew

      > that i was blessed. however, i was not

      > taught how to manage money hardly at all. i am a

      > coupon cutter, deal finder, and if i order

      > something it is normally on clearance or sale or i

      > have deals to get freebies with it. i just

      > love to find out deals and freebies and thrive on

      > that. i am working on the whole grocery

      > bill thing, that is what kills me. i love

      > natural/organic food too. i just need guidance and

      > that is what i get out of budget 101 and you all. 🙂

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