Another option may be to buy an individual health insurance policy. HIPAA gives individuals who are losing group health coverage and who have at least 18 months of creditable coverage without a break in coverage of 63 days or more the right to buy individual health
insurance coverage that does not impose a preexisting condition exclusion period. For this purpose, most health coverage, including cobra continuation coverage, is creditable coverage. these special rights may not be available to you if you do not elect and receive
cobra continuation coverage. for more information on your right to buy individual health insurance coverage, contact your state department of insurance.
this was on page 4, or page 9 of 28.
Contact your state department of insurance. — Monique