Christmas without money

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      You can make a checker board -using 2 colors of buttons or milk caps.

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      From: “Karen” <karensbirds@yahoo.com>

      To: <Budget101_@yahoogroups.com>

      Sent: Thursday, July 03, 2008 5:30 PM

      Subject: Budget101.com : Christmas without money

      > Someone mentioned not being able to afford Christmas for kids this

      > year and I think now would be a good time to share things to MAKE for

      > Christmas for little or no money. A friend of mine said her favorite

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