Cell phone for a 10 yr old???

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First, some questions. What does your 10 yr. old need with a cell

phone? Who would she be calling? Would you be paying the bill or her?

I’m guessing you! Are you ready for all the added expense this is going

to put on your budget?

This is just my opinion,and a strong one, but peer pressure can work

two ways. If it is for the good of your DD fine, otherwise don’t fall

for it. I have 7 kids (combined family), mostly sons, 2 daughters ages

32 thru 15. In our house the rule was, when you get a job and pay for

it yourself, you can have it. This went for cars/insurance/main. on

car/gas as well. And yes, we have spoiled our kids in other ways LOL. I

can’t tell you how many mins. the older boys put on their 1st cell

phones to get the $400 bill they received, that took them months to pay

off. I can’t tell you how many times they have changed cell phone

companies because their phones were shut-off because they owed money

(this includes sons and daughters to this day). Daughters seem to loose

the phones more than sons as well, but I guess this depends on the kid.

are you see $$$ signs? and yes, some of this happened when cell phones

were new some years back, but even with the family plans i can’t see

how much things have changed. any place your daughter would be should

have a phone she could use(school, church, friends, etc…). and if all

her friends have cell phones they could let her use theirs and then

explain to their parents why their bill is so high or they are over on

their mins. my 17 and 15 yr. old sons (2007-08, senior/soph.

in hs)

still don’t have cell phones! if they have someplace to go for school

we will sometimes give them ours to use for that time only. have found

they take pics with camera and text message, which are services we

don’t have or use. no surprise there, right!

does your daugther have or get an allowance for doing chores around the

house/yard? we don’t do allowance. the kids have chores they get paid

for like mowing the yard,shoveling snow, etc… not cleaning their

rooms or doing their laundry (started doing their own at 12),( you mess

it up, you clean it or live in it). They also have odd jobs from

neighbors for which they get paid. We have tried to teach them that 2/3

goes in the bank and 1/3 is theirs to do with as they wish. If they

have a big ticket item they want (computer game, whatever), they need

to save their 1/3 of the money. And yes, we will give in at times if

they have been saving for a long time and are close to their goal. We

pay for school lunches, but only a few time a year (try to do once a

month), otherwise it’s brown bag lunches even for hubby. I guess the

question here would be, is there someway your daughter earns money

where she could help pay for her cell phone? it’s not a right to have a

cell phone , it’s a privilege! it’s should be earned.

just my thoughts on the subjects of cell phones and allowance.

diane in il

— in Budget101_@yahoogroups.com, “fme2356” wrote:

>

> My daughter has been bugging me for a cell phone for a year now.

I’ve

> told her no several times and I have my reasons. I just feel bad

when

> the majority of her 5th grade class has one.

>

> Do you child have a cell phone? What made you buy them one?

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