Catch 22

[Guest]

We ran into that problem when my husband went on unemployment. We made “too much money” to get assistance from the state or county for our baby, but “not enough money” to make it over the hump. Paycheck to paycheck would have been a real step up.

Borrowing from people was not an option. We did get a few things from Freecycle, but it really sucks that we fall “between the cracks”. If I would just quit my job, we could officially live in our 10 year old van and be homeless, then we could get help!!!!!

However, as long as we can somehow struggle through, oh well, tough.

The system needs a lot of help. It should help people who are truly in dire straits, even for a few months.

“Too much money????” Frustrating. I would love to invite them over to see the lap of luxury that we are living in.

(Smell that sarcasm????)

Herlean

pseuzanne wrote: As I’ve posted before, I’m a newly single mom with a toddler. We are
living with my folks for awhile, but I’m trying to figure out how I
can afford a decent place to live on our own. I was excited to find
out about a new housing development in my parents town – 16
townhouses, 4 of which are designated as affordable housing.

The
school system is very good, it would be 5 minutes from my parents,
and mixed in with “regular” housing, so my daughter wouldn’t have
the stigma of living on “the wrong side of the tracks”. I was very
disheartened to learn about the maximum allowable income in order to
qualify. Besides the fact that I will earn more than the maximum
between a job and child support, I don’t see how anyone could afford
the mortgage on that income.

I crunched the numbers over and over,
deleting everything from my budget
that wasn’t necessary for basic
survival, and it just didn’t add up. Who are these affordable
housing units for? The bank won’t give you the mortgage if your
income isn’t sufficient, but if your income is sufficient to support
the mortgage then you don’t qualify for affordable housing.

Has anyone else run into this? Any words of wisdom?

Suzanne

P.S. This is in Massachusetts.

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