Cash Only Budgeting

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      I use a modified cash system based on Dave’s method.

      I have a set amount budget for each category and
      written down on the top of a piece of notebook paper,
      then I use my debt card for everything and seperate
      the categories onto my notebook paper, subtracting
      from the total and once it get’s to zero or very close
      I either stop spending in that category for the month
      or else i “transfer” from one category to another if
      there is extra in another I know I wont use.

      It seems like a lot of work but honestly if you keep
      your recipts for the day it only takes about 10 to 15
      minutes at teh end of the day to do and about an hour
      at the beginnign of the month.

      Jaclyn
      From: Jaclyn Meeks
      Date: Thu Feb 19, 2004 12:31 am
      Subject: Re: Budget101.com : Cash-only budgeting

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