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      Avatar for BiggerPiggyBankBiggerPiggyBank
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      As far as I know, most banks around here require you to put your insurance and
      taxes in your monthly payments. We weren’t given an option. Is your bank
      giving you a choice?

      It may be a state requirement or something, I don’t know.
      The only people I know who don’t have it in their payment are people who have
      their house paid off and don’t have a payment 🙂

      imo, it does make it easier. our property taxes and insurance aren’t terribly
      high here compared to other parts of the country, i think they are each around
      $500/year. But it’s easier to let it go in the payment than have to come up
      with a one-time payment of $1,000 each year.

      Betsy

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