Do you have any specific questions?
I would start by getting out a piece of paper and writing down every thing
that you spend money on. Include everything from rent/mortgage payment; car
insurance; medications; to groceries; dog food; daycare fees; cable, phone,
utilities. all debts and your daily newspaper & a doughnut. You have to know
what you are spending. Then, we can classify things into fixed expenses vs.
more “non-fixed” (I know there is another word for them, but it escapes me just
now.)
Include your income – on a monthly basis and then broken down by payroll (do
you get paid once a week, every two weeks, on commission, etc.) That way you
can divvy up what to pay by when the funds come in.
Plus, you can figure out where you can trim your expenses; build up your
savings, pay more towards debts and get away from the beast once and for all.
Herlean
Angeline <
eeksmom_mn@yahoo.com> wrote:
I’m wanting to learn how to budget my money .can someone please help me