Budgeting question, how to live on one paycheck a month

Budget101 Discussion List Archives Budget101 Discussion List Budgeting question, how to live on one paycheck a month

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      AutoCAD…. I know it well. It has been my bread and butter cad

      software for many years. I am also qualified to run six other cad

      programs. Modeling in 3D is my favorite part of drafting.

      Drafting is as you said feast or famine in this part of PA.

      Therefore, when this new job came around I took it. I also was so

      burned out doing the same job for twenty-one years.

      Everyone has given me so much good advice on budgeting my life around

      this month-to-month life I am in now. I am so touch by the response.

      Thanks

      Lisha

      — In Budget101_@yahoogroups.com, Jan Patterson

      wrote:

      >

      > Ahhh drafting the feast or famine field. lol! i would recommend

      that

      > any bill you are paying interest on you pay immediately, no matter

      when

      > it is due, unless you have already made this month’s payment, then

      do so

      > immediately after the close off date for this month.

      >

      > bills like utilities and others that don’t charge interest i would

      > write out, put in their mailing envelope with the date it should be

      > mailed by written where the stamp goes. then mail it just before or

      no

      > later than that date.

      >

      > the reason i say do it this way is because most interest is figured

      on

      > an average daily basis balance. so the sooner you pay the lower

      your

      > interest will be. and if you find you absolutely must float a bill

      the

      > late fees on these is usually much less than those on charge cards

      and

      > other loans.

      >

      > however, if you don’t mail the utilities and such immediately you

      could

      > be earning interest in your checking account if yours is one that

      pays

      > interest.

      >

      > if you have some bills you can’t meet before the first paycheck

      contact

      > the creditors and explain the situation perhaps they will work with

      you.

      >

      > jan whose draftsman is now the autocadd co-ordinator for a world

      wide

      > business in ok

      >

      > stantonpa wrote:

      > >

      > >

      > > hi

      > > this is a strange question to ask and i need some advice.

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Budget101 Discussion List Archives Budget101 Discussion List Budgeting question, how to live on one paycheck a month