budget for $32K a year?

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      Guest

      One factor in your mortgage is how much you put down as a down payment. If you put less, your payments will be higher. If you sold one house to buy this one and put more money towards it, that helps too.

      If you put 5% down, 10% down or 40% down, your payments will be different for the same $100,000 house.

      It is not all explained in “I pay $300 for my mortgage or I pay $1300 a month for my mortgage.” Both of these people could live in the SAME house!

      Herlean

      dnawalker wrote: <<

      I do not live in a big, newhouse though. It is 4 bedroom 1.5 bath built in 1970 with about 1200 sq ft. Big back yard and nice,quiet neighborhood.

      April

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