budget for $32K a year?

[Guest]

sorry I have been missing since my post, but we had an emergency

wedding to tend to. We live in Michigan. Our mortgage currently is

$550 a month not including taxes and insurance. Our insurance

(including cars) is $300 a month. we have electric which is roughly

$80 a month, cable $25, phone $30, cell $70 (which is the business

phone), water/trash $60, approximately $300 for gasoline…what am I

missing? we line dry, collect rainwater, grow a garden, garage sale,

borrow, barter, and do without a lot of things…I can’t remember the

last time I bought something new. we are having a garage sale this

weekend, but we are also somewhat minimalist so there isn’t much to

sell. Thanks so much for your comments!

Jennifer

[Author]

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