- This topic has 2 replies, 1 voice, and was last updated January 1, 2007 at 9:26 pm by .
- January 1, 2007 at 9:26 pm #250841Guest
The way my husband and I started budgeting years ago was to simplystart keeping track of where the money was going. After a few months,
we could reliably estimate how much we needed for different categories
of expenses and that became our budget. Writing it down helped us geta handle on where we could make some cuts.
Once you have some categories of expenses, it becomes easier to make
decisions. And we found we had to keep tweaking the categories. Forexample, my husband used to freak out every September because we went
way over the normal clothing budget, getting the kids ready to go back
to school. When we adjusted our budget for a bigger expense in thefall and buying less the rest of the year, it worked out okay.
My husband just retired and we’re kind of back where we started years
ago, trying to get by on less. So we’re reevaluating some of ourearlier decisions, seeing if there are new ways we can preserve our
Personally I find it easiest to establish and live within a budgetwhen I stay organized in other various aspects of my life. Like when
I’m keeping on top of menu planning, house cleaning, getting exercise,
etc. To me it seems like sort of a lifestyle thing. Budgeting is oneaspect of living an abundant, healthy life.
Hope this helps!
Sue— In Budget101_@yahoogroups.com, “sharie lush”
> Where to start?> There is NO way my husband is going to sit down and do the budget
> Partially because he is only home for 8 days a month, and partiallybecause
> paper looks good until something is needed.
> Is it hopeless?> Sharie
> Who wants to get things in order without sneaking money into the
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