Big Decision/bankruptcy

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    • #259251

      I hate to burst your bubble but you are both wrong. Yes the laws

      changed in 2005 to reduce the amount of abuse being found in the

      system. I work for a bankruptcy attorney and only in a chapt 13 do you

      pay on secured creditors. You dont pay anyone in a chapter 7 unless it

      deemed by the trustee as an asset case. Then you must had over your tax

      refunds and stimulas checks to be parted out among the creditors.

      Bankruptcy is a tough decision to make, however, it is your legal right

      and remedy. Dont listen to what is on the boards, get a consult with an

      attorney and find out exactly what your situation calls for. Each case

      is unique and requires the right attention in order for it to be

      successfully completed

      Regards, Ellen

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