- This topic has 15 replies, 1 voice, and was last updated July 1, 2008 at 6:19 pm by .
- July 1, 2008 at 6:19 pm #259353Guest
I beg to differ. First it is illegal for bill collectors to call on Sunday or
before 9am or after 8pm or it is harassment. Second, get caller id and don’tanswer the phone or have it unlisted. i really had no choice in the matter at
the time because my ex left me penniless and sky high in debt. i would have paid
it if possible, but i could not. unlike a lot of people i don’t own a home home,i live in a rv. i really don’t have anything of great monetary value that anyone
would want because it would be more costly to the credit card company to go
through the motions compared to what they would get out of it. also, my newhusband has income so i don’t work outside the home and like i said before,
there are no debtor prisions in america and after 7 years or if the debt is
charged off and sold to another company, it is cancelled. It is not a good thingto do, but I have never filed bankruptcy and never been harassed long by credit
card companies either. If
you can just pull up stakes and go on a moment’s notice like I can it is easyto just not pay in an emergency, but I don’t want everyone to do it because it
is a last resort survival measure only. I got rid of $40,000 worth of debt this
way and sometimes the companies that bought my debt call me and I laugh and hangup. They can’t take what you don’t have. ok what more can they do except call
and harass you ? nothing! unless they know where you work, then you switch jobs.
get a cell and give the number to no one! it is possible to “disappear” withoutgoing anywhere, i know because i have done it even when i rented a apartment. if
it were me, i would stop paying, not answer their calls and continue on with
life. after awhile they do give up. bankruptcy is forever, don’t do it.— on thu, 7/3/08, J Diane Northcutt <firstname.lastname@example.org> wrote:
> From: J Diane Northcutt <email@example.com>
> It is not that easy. You can’t just stop paying. That> might have worked
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