Before Our Credit is ruined

Budget101 Discussion List Archives Budget101 Discussion List Before Our Credit is ruined

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    • #261022

      From what I’ve learned your friends were able to get credit cards

      within 6 months of a bankruptcy was because you can only file every 7

      years and credit card companies know this. So they have 7 years of

      payments coming in before you can do anything about it.

      My husband and I declared bankruptcy 4 years ago and for the first

      year afterwards I was bombarded with pre-approved credit cards

      (trashed them all). With only three years until the bankruptcy is

      gone on a fluke I tried to get a card and was turned down citing the

      bankruptcy.

      Go figure cause that’s the only thing on my credit now.

      — In Budget101_@yahoogroups.com, Lynne

      wrote:

      >

      > Melissa,

      > I lost my home a few years ago through foreclosure after I became

      > disabled and my income dropped to a fraction of what it had been

      > previously.

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Budget101 Discussion List Archives Budget101 Discussion List Before Our Credit is ruined