Budget101 Discussion List Archives Budget101 Discussion List Bad Credit to No Credit to…

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      Hi all. This is my first post to this forum. The 10,000 view of my

      question deals with going from poor credit to no means of earning

      credit.

      I have cleaned up my credit, paid all debts off about 1.5 years ago.

      I am in the 1/3 credit range on the low end. All my credit cards

      that I have paid off are all paid off but closed. I am trying to

      build up my credit, but don’t have any credit cards other than my

      corporate card (which is still reported to credit agencies) and a

      new credit card I got about 6 months ago with a $500 dolloar limit.

      I don’t have a car note to worry about because I have a company car,

      so I am not able to show ontime payments on a car note.

      I can only get credit cards that have credit limits that are less

      than $500. I have a great job that brings in six figures so paying

      credit card bills is not a problem anymore.

      The question is how do increase my credit score knowing I don’t have

      anything to report to the credit agencies other than my one credit

      card and corporate card (both cards are always paid on time)?

      Thoughts.

      Thank you in advance for any thoughts and suggestions.

      -Trying to Earn Credit.

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Budget101 Discussion List Archives Budget101 Discussion List Bad Credit to No Credit to…