If you have a bank and some $$ in savings, ask to borrow some $ on a short term loan – say 6 months or 1 year. Borrow the money and pay it back on time – do this a couple of times and it should help. I’ve heard that really short term loans like 90 days don’t count and I’m not sure about 6 months – so might investigate what length does help.
This will cost you the interest but if it helps build your credit score it can be worth it. KarenMO
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