› Budget101 Discussion List Archives › Budget101 Discussion List › August downers
- This topic has 7 replies, 1 voice, and was last updated August 25, 2008 at 1:44 pm by .
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August 22, 2008 at 3:45 pm #262026
Guest
The last 2 Augusts we have had really tight months and feel so drowned
in debt. My children are homeschooled and we do not do the array of new
drained our emergency savngs. We just want to get back on track.
Ideally my husband needs to get a new job, closer to home.
switch jobs (as this is my husband’s first job for working for someone
in his life). Do most have you work so many days before they cover
medicaid pick up pregnant people even if they do not fall in poverty
guidelines?
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August 23, 2008 at 11:31 am #397947
Guest
Re: Budget101.com : August downers
Yes, he would have to wait a certain amount of time before he would be
covered. Then they may say that the pregnancy was pre existing and
not cover you also.
and the requirements for probation on new hires for the job.If you wanted to find out if you would be covered by any assistance
medical coverage why he changed jobs I would reccomend that you
contact and speak with those agencys in person, or on the phone. That
way you would have a clear answer according to your income and
circumstances. -
August 23, 2008 at 11:53 am #397945
Guest
Re: August downers
and ask them about the state program. Good luck with your pregnancy and with your husband getting a job!
Doreen
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August 23, 2008 at 1:05 pm #397932
Guest
You should apply for Medicaid even if he doesn’t switch jobs. If they deny you then you can still get WIC which will help a lot with basic food while you are pregnant and after you have the baby. The people at the Medicaid office can also point you in the right direction as far as getting care even if you are denied for Medicaid.
For example, the local health department here runs a clinic for women who are pregnant but don’t have any insurance and are denied for Medicaid.
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August 23, 2008 at 1:50 pm #397934
Guest
In Iowa, it takes any where from 3 to 6 months before insurance kicks in. Some
companies will also add you right away but not many.As for Medicaid, it goes by your income but the income level is pregant woman
and non-pregnant women. You could actually sign up now to find out if you are
eligible. I had private insurance but had to get medicaid because no doctor will
see you for a pregnancy unless you pay your portion upfront.
is to find a womens health services office (might be called something else in
your state), they provide free pre-natal care if you don’t have medicaid or
insurance.Becky
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August 23, 2008 at 1:53 pm #397933
Guest
Re: Budget101.com : August downers
KG
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August 25, 2008 at 1:15 pm #397972
Guest
Completely depends on the job. I have been at places that make you wait 6 months, and the place I am at now covered me from day one.
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August 25, 2008 at 1:22 pm #397968
Guest
I am not sure how that works. I have been with the same employer for almost 20 years.
Health insurance – we just choose a company from the various plans after comparing during open season – usually in Oct/Nov/Dec and it goes into effect fully in January of the next year.Herlean
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August 25, 2008 at 1:44 pm #397957
Guest
and the group insurance. It’s pretty common to have a “waiting”
period before insurance really goes into affect, some it’s 30 days but
we’ve had to wait as long as 90 days. We have also kept the insurance
from where he left at (I think it’s called “Cobra”)but we had to pay
the full premiums ourselves.We did this until new insurance took
into effect. Will they cover your pregnancy? Not sure, some will and
some won’t (because it’s preexisting) but I think that most group
insurances will especially if it is a larger business.last year we were caught off guard by a surprise pregnancy and no
maternity insurance coverage. we paid out-of-pocket for a
midwife/birthing center (would have done so even if we had good
insurance) but i did sign up for the medicaid that our state offers
just for the off-chance that i needed to see an ob/hospital (we don’t
mind paying a “fair” share but geeze maneeze we don’t need a $10,000+
bill). I was surprised at the generous (or what I call generous)
allowance for income to qualify and they counted the unborn baby
(which made it easier to qualify).
the phone and calling them about.trisha
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› Budget101 Discussion List Archives › Budget101 Discussion List › August downers