Any experience with Primerica?

Budget101 Discussion List Archives Budget101 Discussion List Any experience with Primerica?

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      I LOVE myPrimerica agent, she also happens to be a friend. She isn’t pushy, just helps us plan for our future. They will give you a financial plan and redo it every year for you.

      Looking at what you have planned for retirement, college funds ect. They help you find ways to save money in your budget, and prioritize your finacial goals., they go over all your debt and give you a plan on how to pay them off fastest and most efficently. Its like having your own finacial planner and all they ask for is refferals to other people they can help.I have purchased our life insurance through them and a college plan for my son.

      Most people do want to feel secure in their future via life insurance, retirement plans, college funds and the like so they don’t have to push anything, their products sell themselves. I felt like it was too good to be true too. They will do all this stuff for me?

      Whats the catch? But
      I haven’t had any bad experiences with them yet and I have referred them to many of my friends and family.
      They even referred me to this site! I have been associating with them for 6 years and plan to go through them for more of my future needs.

      They get commision on the products that you do sign up for and I do beleive they get bonuses for signing new agents. They do not advertise so they get there business and employees on a word of mouth basis.


      Original Message —-
      From: jpoo68
      Sent: Monday, August 6, 2007 12:33:45 PM
      Subject: : Any experience with Primerica?

      Hi all … has anyone had any experience with Primerica? They are a
      part of Citigroup, and they’re geared towards meeting with families
      trying to help them plan their financial future — get out of debt
      (usually via a refinancing) , make sure you’ve got enough insurance to
      cover your financial needs, and of course retirement planning.

      When I
      looked online a little, the main complaints I’ve come across is that
      they’re almost like a multi-level marketing thing — trying to recruit
      others to come on board and start pushing the services, convince
      others to do the same (kind of like Amway). That’s not anything I’m
      worried about, the guy who met with us does not seem interested in
      that, just in helping figure out our financial plans. But I have to
      admit, some of it sounds a little too good to be true — their
      investment package for retirement typically does 12% annually?

      refinancing deal will not add
      any time to your current mortgage
      length, and in fact will often cut the time half? You know what they
      say, if it sounds too good to be true …

      I don’t know, I hate to sound skeptical. But I also don’t want to be
      naive. So anyway, anyone have any experiences or info on them?


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Budget101 Discussion List Archives Budget101 Discussion List Any experience with Primerica?