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      Nicole, You can ck w/ the social worker at the hospital on paying down your

      bill (use to be w/ out interest) . Face it head on so you won’t worry.


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      From: “Nicole” <bnlbjfamily@yahoo.com>

      To: <Budget101_@yahoogroups.com>

      Sent: Thursday, July 24, 2008 9:06 AM

      Subject: Budget101.com : Advice for debt or saving

      > I am in a blunder to know what to do. First of all we are having a baby

      > and the insurance stinks. I have to assume that my attempt at a vaginal

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