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      Yep, since he wasn't a member of her household, he was covered by her policy as an occasional driver with permissive use.

      On Dec 15, 2007 10:41 PM, annette lisenbe <
      titus2momof6@yahoo.com> wrote:

      He was asked to show proof of insurance on the vehicle that hedrove for the road test. He had borrowed his sister's car and he is not on his sister's policy. (this sister is married and has her own policy) He was not asked if he was himself insured. we are asked to show proof of insurance on our vehicles whenever we get the tag renewed.

      Yes, it is an interesting point.
      Annette in Alabama

      Monique <motherof1@gmail.com> wrote:

      Auto insurance in MI is very different than insurance in any other
      state. But, you do bring up an excellent point. In order to get a driver license in just about every state, you have to either show proof of insurance or swear that you have it.

      So, if Annette's son showed him mom's insurance card, but he isn't listed on the policy, that is fraud.

      On Dec 13, 2007 10:16 PM, herberkids3 <herberkids3@yahoo.com> wrote:

      I know in Michigan if the teen has a license, his name must be added to
      the insurance policy, or he needs to have his own policy. The reason is
      that teens are much more likely to get into accidents, and the
      insurance company needs to make sure the person is insured. Not all
      policy's cover anyone driving the car, so call Geico and ask.

      — In Budget101_@yahoogroups.com, “Annette” wrote:
      >
      > i live in alabama and i have geico auto insurance. my son just
      turned
      > 16 and got his license. do i have to add him to my insurance?

      a
      > friend with grown children told me that he never added his teen
      > drivers b/c they were minors and the cars they drove belonged to him
      > not them. so he insured his vehicles not the teen drivers. we can
      > barely afford our insurance as it is and i am afraid we won't be able
      > to afford the policy if we had him.
      > TIA,
      > annette in alabama

      >


      Monique

      Never miss a thing. Make Yahoo your homepage.


      Monique

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