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      My daughter knows that a prerequisite to having a car is having a job. But, I

      still have to add her to our policy. I really need to talk to our insurance

      agent about all the particulars. I don’t want any surprises when our policy

      renews next year.

      Life was much easier (and cheaper) when they drove Barbie cars and Big Wheels

      lol.

      Donna

      =====================

      From: jerry allen <the_allen_family@yahoo.com>

      Date: 2007/12/15 Sat PM 03:11:30 CST

      To: Budget101_@yahoogroups.com

      Subject: Re: Budget101.com : Re: ??? about auto insurance

      You have to add your teens to the policy. We require

      our teens to pay their own insurance. It seems to make

      them more responsible as drivers if they are putting

      money into it. If they get a ticket they also pay for

      the ticket and lose their driving priviledges for a

      time.

      Mary

      — Monique <motherof1@gmail.com> wrote:

      > Auto insurance in MI is very different than

      > insurance in any other state.

      > But, you do bring up an excellent point. In order

      > to get a driver license

      > in just about every state, you have to either show

      > proof of insurance or

      > swear that you have it. So, if Annette’s son showed

      > him mom’s insurance

      > card, but he isn’t listed on the policy, that is

      > fraud.

      >

      > On Dec 13, 2007 10:16 PM, herberkids3

      > <herberkids3@yahoo.com> wrote:

      >

      > > I know in Michigan if the teen has a license,

      > his name must be added to

      > > the insurance policy, or he needs to have his own

      > policy. The reason is

      > > that teens are much more likely to get into

      > accidents, and the

      > > insurance company needs to make sure the person is

      > insured. Not all

      > > policy’s cover anyone driving the car, so call

      > Geico and ask.

      > >

      > > — In Budget101_@yahoogroups.com

      > ,

      > > “Annette” wrote:

      > > >

      > > > i live in alabama and i have geico auto

      > insurance. my son just

      > > turned

      > > > 16 and got his license. do i have to add him to

      > my insurance? a

      > > > friend with grown children told me that he never

      > added his teen

      > > > drivers b/c they were minors and the cars they

      > drove belonged to him

      > > > not them. so he insured his vehicles not the

      > teen drivers. we can

      > > > barely afford our insurance as it is and i am

      > afraid we won’t be able

      > > > to afford the policy if we had him.

      > > > TIA,

      > > > annette in alabama

      > > >

      > >

      > >

      > >

      >

      >

      >

      > —

      > Monique

      >

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