18 year old

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      He should pay cash for things like cars. Don’t encourage the use of credit

      at all.

      Absolutely do not co-sign anything. If he needs credit for getting into an

      apartment, usually he can make up for that by having the cash for first,

      last, damage deposit (or pay a little more on the deposit). Utilities

      usually can be opened with a deposit. Nothing else in life needs a credit

      history (which is really an “I love debt” history).

      On Fri, Aug 8, 2008 at 11:34 AM, Anggie Thompson <anggiet@gmail.com> wrote:

      > Another question for 18 year olds. How is the best way for them to

      > start a credit history without me (mom) co-signing?

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