The minutes are ticking by and the Fiscal Cliff is becoming seemingly steeper and steeper by the second… reports of milk prices soaring to $7+ per gallon by February, loss of earned income tax credit, a 2% rise in payroll taxes and worse. . . Confused yet? Here are the ins & outs of the Fiscal cliff, how it is likely to affect your family, as well as what you can do about it! . . .
Using a Roth Ira as an Emergency Fund
Many financial advisers recommend having at least a three-month emergency fund before focusing on retirement …