Understanding the Types of Debt and How They Affect Your Life
Debt is one of those subjects we don’t discuss in polite company, but it couldn’t …
Money Matters
The money matters section is a resource for credit repair and debt reduction. Here you’ll find articles to save money, reduce debt and deal with creditors with class (and the law on your side).
Digging Out of Debt with a Spoon!
The tagline for Budget101 has always been “Digging yourself out of debt when all you …
What to Do If a Debt Collector Contacts You About a Debt You Don’t Owe
No one likes dealing with debt collectors, but this is even more true when you …
Where’s My 2021 Tax Refund?
If your patience is dwindling wondering where your tax rebate is, stop worrying. You can …
Should You Get Rid of Your Credit Cards?
Taking the plunge into debt-free living can be difficult, especially for anyone with large amounts …
How to a Create Budget With Your Spouse for Financial Success
Marriage is a wonderful journey, but those financial woes could lead to marital strife. One …
6 Signs of Sweepstake Scams
“You may already be a winner!” We’ve all seen these words at one time or …
Holiday Cash Crunch – How to Avoid It!
The holidays are creeping up on us again; If you’re anything like me, you started …
Securing Your Future Financially: 14 Things to Do Now
Securing your future financially has many benefits. First, you live a stress-free life and get …
How to Obtain Poor Credit Loans and Online Personal Loans for Bad Credit
Have you tried proving yourself to someone because of a mistake you have made or …
Budgets for all occasions
Creating a budget to follow doesn’t have to be difficult. Choose from starter (first-time budgets), …
Dangers of A Cashless Society
The way people conduct business has changed throughout the years. Cash is being used less …
How we live on $18,000 a year
Living off a lower income bracket can be extremely tough and frustrating. Here’s how one …
4 Ways you May be Eating your Way into Debt
Most people realize that it’s easy to get into debt by overextending themselves when purchasing …
Using a Loan Calculator- What you need to know!
Some situations require us to cover emergency expenses, so we resort to taking out loans. …
5 Key Steps for Getting a Small Business Loan
Are you facing financial issues with your new or existing business? Take a loan and …
Ditch Your Debt for Good in 6 Simple Steps
Ditch Your Debt For Good In 6 Simple Steps Debt happens. Most people deal with …
How To Properly Budget and Calculate Your Monthly Payments
As a part of proper budgeting, you will need to monitor your monthly payments. Budgeting …
Trimming the Budget when Everything’s already been Cut!
Budgeting isn’t a new thing for you, but you’ve already cut everything you could, or …
Budgeting 101: How to Budget Using the 50-30-20 Rule
The thought of budgeting doesn’t need to strike fear in your heart. Think of it …
Savings Challenges: 52 Week Money Challenge, 365 day Penny Challenge, Weather Track Savings
Adding to the savings account throughout the year can be a difficult task. Here are …
Using a Roth Ira as an Emergency Fund
Many financial advisers recommend having at least a three-month emergency fund before focusing on retirement …
How to Save Up for a Mortgage Down Payment
So, you’ve decided you’re ready to buy a home – congrats! But once all the …
Credit Repair 101: Step 2: What you Should be Looking For
Congratulations, you have obtained a copy of your credit report. Before you do anything else, …
Finances and Making your Money Count
Finances & Making your Money Count 4 Ways you may be Eating your way into …
How to Dispute a Recurring Transaction
Magazine subscriptions, beauty membership subscriptions, even Internet service are all types of recurring transactions people …
Free WiFi during Coronavirus
While social distancing is the recommended course of action during this pandemic outbreak of Coronavirus, …
Teens and Finance: 5 Money Management Skills they learn from you
Teens and finance is often an ignored subject. Parents and their careers are quite crucial …
Easy Envelope Budgeting for Beginners
In this day and age, everyone is talking about budgets. I hear the chatter everywhere …
Renting an Apartment While Unemployed
Renting an apartment while unemployed can present a challenge. Renters need to be aware of why landlords may be reluctant to rent to someone who doesn’t have a job, as well as ways they can persuade a landlord to consider their application.
9 Creative Ways to Save Money
When you need to trim the fat off your monthly budget, sometimes you have to …
Debt consolidation: How does it affect your credit rating?
You might be struggling with multiple debts right now, and almost ready to opt for …
Bank Account Skimming: The Small Trick That Will Save You Hundreds
Bank account skimming is a very simple money-saving trick that can help save you hundreds …
Tips to Automate Your Investing Plan
5 Tips to Automate your Investment Plan Investing is one of the reliable ways to …
Breaking Down The Options For A Working Healthcare Budget
Securing affordable health coverage can be a financial struggle for both individuals and families. While …