Credit Repair 101: Identifying and Correcting Credit Report Mistakes
Credit Repair 101: Identifying and Correcting Credit Report Mistakes involves reviewing your credit report to …
Money Matters
The money matters section is a resource for credit repair and debt reduction. Here you’ll find articles to save money, reduce debt and deal with creditors with class (and the law on your side).
The Dirty Dozen: Unveiling the Top 12 Things People Spend the Most Money On
Do you ever find yourself wondering where all your hard-earned money goes each month? It’s …
Using a Loan Calculator- What you need to know!
Some situations require us to cover emergency expenses, so we resort to taking out loans. …
Everything You Need to Know About Car Loans
Buying a new car is one of the most exciting things you can experience. It’s …
Savings Challenges: 52 Week Money Challenge, 365 day Penny Challenge, Weather Track Savings
Adding to the savings account throughout the year can be a difficult task. Here are …
How to Buy a Car with Bad Credit and No Money Down
Buying a car with poor credit and no down payment may sound like an impossibility, …
Budgeting Tips To Help You Manage Your Finances
2020 taught us the importance of budgeting and having liquid money or savings. As you …
A Parents Guide to Teaching Teens About Money
Any teen parent knows how difficult it can be to talk to their child about …
Understanding the Types of Debt and How They Affect Your Life
Debt is one of those subjects we don’t discuss in polite company, but it couldn’t …
Digging Out of Debt with a Spoon!
The tagline for Budget101 has always been “Digging yourself out of debt when all you …
What to Do If a Debt Collector Contacts You About a Debt You Don’t Owe
No one likes dealing with debt collectors, but this is even more true when you …
Where’s My 2021 Tax Refund?
If your patience is dwindling wondering where your tax rebate is, stop worrying. You can …
Should You Get Rid of Your Credit Cards?
Taking the plunge into debt-free living can be difficult, especially for anyone with large amounts …
How to a Create Budget With Your Spouse for Financial Success
Marriage is a wonderful journey, but those financial woes could lead to marital strife. One …
6 Signs of Sweepstake Scams
“You may already be a winner!” We’ve all seen these words at one time or …
Holiday Cash Crunch – How to Avoid It!
The holidays are creeping up on us again; If you’re anything like me, you started …
Securing Your Future Financially: 14 Things to Do Now
Securing your future financially has many benefits. First, you live a stress-free life and get …
How to Obtain Poor Credit Loans and Online Personal Loans for Bad Credit
Have you tried proving yourself to someone because of a mistake you have made or …
Budgets for all occasions
Creating a budget to follow doesn’t have to be difficult. Choose from starter (first-time budgets), …
Dangers of A Cashless Society
The way people conduct business has changed throughout the years. Cash is being used less …
How we live on $18,000 a year
Living off a lower income bracket can be extremely tough and frustrating. Here’s how one …
4 Ways you May be Eating your Way into Debt
Most people realize that it’s easy to get into debt by overextending themselves when purchasing …
5 Key Steps for Getting a Small Business Loan
Are you facing financial issues with your new or existing business? Take a loan and …
Ditch Your Debt for Good in 6 Simple Steps
Ditch Your Debt For Good In 6 Simple Steps Debt happens. Most people deal with …
How To Properly Budget and Calculate Your Monthly Payments
As a part of proper budgeting, you will need to monitor your monthly payments. Budgeting …
Trimming the Budget when Everything’s already been Cut!
Budgeting isn’t a new thing for you, but you’ve already cut everything you could, or …
Budgeting 101: How to Budget Using the 50-30-20 Rule
The thought of budgeting doesn’t need to strike fear in your heart. Think of it …
Using a Roth Ira as an Emergency Fund
Many financial advisers recommend having at least a three-month emergency fund before focusing on retirement …
How to Save Up for a Mortgage Down Payment
So, you’ve decided you’re ready to buy a home – congrats! But once all the …
Credit Repair 101: Step 2: What you Should be Looking For
Congratulations, you have obtained a copy of your credit report. Before you do anything else, …
Finances and Making your Money Count
Finances & Making your Money Count 4 Ways you may be Eating your way into …
How to Dispute a Recurring Transaction
Magazine subscriptions, beauty membership subscriptions, even Internet service are all types of recurring transactions people …
Free WiFi during Coronavirus
While social distancing is the recommended course of action during this pandemic outbreak of Coronavirus, …
Teens and Finance: 5 Money Management Skills they learn from you
Teens and finance is often an ignored subject. Parents and their careers are quite crucial …
Easy Envelope Budgeting for Beginners
In this day and age, everyone is talking about budgets. I hear the chatter everywhere …