Hello! I’m Liss, and I love saving money on things that don’t really matter to me, so I can spend it on things that DO.
Welcome to my world of savings! I started this blog in the late ’90s as a busy mom of two little boys, struggling to get out of debt on a minimal income of less than $18K a year.
I had already reduced everything that could be trimmed, our phone bill was basic service only, no cable, etc. The only significant expense in the home that varied was the grocery bill. Luckily, I had complete control over that. I reduced our family of 4’s monthly grocery bill to under $200 a month and used the savings difference that we were already used to spending each month to pay off all our back debts.
Hence our motto, “Digging yourself out of debt, when all you have is a Spoon”
You can read more about how we reduced our monthly spending in my first ebook, “How to Feed a Family of 4 or More for Less than $200 a Month” available here, and also in the 2012 Family Guide to Groceries under $250 a month, available here on Amazon.
While those two resources have been the cornerstone for our site, during the major changes our country underwent due to the Covid-19 pandemic, I released a new guide in 2020, completely free.
What is Budget101.com™ today?
While I initially started Budget101.com™ to share affordable recipes to reduce the grocery budget, it quickly became apparent that there were other ways to save cash, including household tips-n-tricks, cleaning recipes, laundry tips and do it yourself projects. Budget101.com™ encompasses all of these areas and many more.
It’s an extensive resource to help you save money so you can afford to do the things that bring you joy. For me, that was being able to help my sons pay for college when I wasn’t afforded that opportunity. It was paying off our home by the age of 30. It was learning how to travel at amazingly reduced rates.
Let’s be friends!
Instagram: tips-n-tricks, mostly.
Pinterest: see our favorites and share them with your friends!
YouTube: check out our favorite How-To & Recipe videos
Community: Join our community forums and login to ask questions or share your fabulous money saving ideas
Written correspondence can be sent to the address below. This is not a storefront.
P.O. Box 3
Westville, SC 29175
If you leave a question in one of my posts, I will make every effort to reply. Most likely the response will be in the same post (so check back!) so it’s easy for you to locate.
Thinking of sharing my work? Thank you!
All writing, photography, and illustration on Budget101.com™ is copyright Melissa Burnell (© 1995-21) unless indicated otherwise.
Photographs (one or two) may be used if provided with a link to this website. I do my best to follow these rules for recipe attribution, and you should too!