Easy Envelope Budgeting for Beginners- vBCms Comments

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  1. #1
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    Default Article: Easy Envelope Budgeting for Beginners


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    I like this idea for budgeting. It seems fairly simple and straight forward.

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    Your mother was very smart. I've been telling my kids this since they were young but I never thought to spell it out this way. Thanks!

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    I really like this budgeting idea. I will need to pass this on to my kids. Thanks!

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    Practical Budgeting Tips to Manage Your Money Better.
    Thanks

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    I have actually tried this but without the envelopes,maybe i needed the envelopes.

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    Liss, where can I get a copy of the book “Digging yourself out of debt when all you have is a spoon”? This is exactly where we are. And the envelope system is exactly what i plan to do. I just hadn't heard how to do it right. Now i know. Thanks

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    Default Re: Easy Envelope Budgeting for Beginners


    Quote Originally Posted by Ketsyc View Post
    Liss, where can I get a copy of the book “Digging yourself out of debt when all you have is a spoon”? This is exactly where we are. And the envelope system is exactly what i plan to do. I just hadn't heard how to do it right. Now i know. Thanks
    Our original eBook is How to feed a family of 4 for less than $200 a Month. Please keep in mind it was written over a decade ago:

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    How do you adapt the envelope system when you rarely handle cash?

    My husband's paycheck is direct-deposited, all our bills are auto-deducted, I transfer money from account to account via my bank's website...even when we go out for a latte, it's done with a debit card. I don't think we have a checkbook, even, and the last time I handled cash was when my six year old lost a tooth.

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    Default Re: Easy Envelope Budgeting for Beginners


    Quote Originally Posted by Faayth View Post
    How do you adapt the envelope system when you rarely handle cash?

    My husband's paycheck is direct-deposited, all our bills are auto-deducted, I transfer money from account to account via my bank's website...even when we go out for a latte, it's done with a debit card. I don't think we have a checkbook, even, and the last time I handled cash was when my six year old lost a tooth.
    My husband is the same way.

  11. #11
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    What a great idea, going to have to use this method.

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    I have been using this budget for the past 4 months... works great for me

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    I am going to have to try this. I am awful at saving and we really need to start saving for a car.

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    Gonna give this a try. I need simple and this sounds simple.

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    Default Re: Easy Envelope Budgeting for Beginners


    Quote Originally Posted by Juicyfruit1004 View Post
    My husband is the same way.
    if you pay yourself weekly -withdraw cash weekly $10-$20- you wont have to use your debit card to pay for your latte, also withdraw the cash to pay for your groceries.. at the end of the month any extra money left in the checking account can be moved to your savings account. or applied to a bill

 

 

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