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  1. #1
    Budget101 Guru
    Join Date
    Jan 2007
    Newberry, SC
    Blog Entries

    Default 10 Warning Signs of too Much Debt

    1. You donít have any savings.

    2. You only make the minimum payment on your credit cards each month.

    3. You continue to make more purchases on your credit cards while trying to pay it off.

    4. You have at least one credit card that is near, at, or over the credit limit.

    5. You are occasionally late in making payments on bills, credit cards, or other expenses.

    6. You donít even know how much total debt you actually have.

    7. You use cash advances from your credit cards to pay other bills.

    8. You bounce checks or overdraw your bank accounts.

    9. Youíve been denied credit.

    10. You lie to friends or family about your spending and debt.

    Take Action Now

    Sometimes we know deep down inside that we have a debt problem, but it is easier to deny the problem than to address it. It can be painful and require hard work, but the sooner you realize that you are in over your head, you can begin to make positive changes. Delaying changes to your habits will only prolong the problem and make it worse.


  2. The Following 4 Users Say Thank You to d_awalker For This Useful Post:

  3. #2
    Budget101 Guru naturalmommy's Avatar
    Join Date
    Nov 2007
    Currently, Arizona,USA- soon to be Davao, Philippines
    Blog Entries

    Default Re: 10 Warning Signs of too Much Debt

    Great post..... and very true.
    Terra , Wife to Kevin, Mom to Cassidy (12) and Ciara (2)

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